National Mortgage News fund 12 cities where the number of affordable homes increases the most when a buyer places a 20 percent down payment, as opposed to 10 percent.
Not surprisingly, a significant downpayment goes a long way in more expensive markets. San Francisco ranked first, as inventory increases 132 percent with a 20 percent downpayment. New York City, Los Angeles, Boston, and Seattle rounded out the top five.
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