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San Francisco is super-expensive, but the people who live there can handle it.

WalletHub named San Francisco the most financially fit city, based on criteria such as credit standing, responsible spending, savings, risk exposure, and earning power. Other fiscally successful cities include Seattle, San Jose, Madison, Wis., Overland Park, Kan., Sioux Falls, S.D., and both Minneapolis and St. Paul, Minn.

Cities on the other end, ones that fare the worst, include Newark, Miami, Detroit, and New Orleans. WalletHub examined the 150 largest U.S. cities, ranked them in 27 factors, and created a composite score.

WalletFitness is about turning the country’s biggest stressor into one of your biggest strengths. It means building an excellent credit score and using the bargaining power that provides to never again overpay for financial products. It means maximizing your earning potential, minimizing debt and protecting yourself with the proper insurance coverage.

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