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There are a number of lenders out there that have eased requirements to get a mortgage, but according to The Wall Street Journal’s Joe Light, most Americans still think getting a loan is very difficult.

This is backed by results of a survey released Tuesday by Wells Fargo Home Mortgage and Ipsos Public Affairs, which found that 57 percent of the 2,000 respondents think it would be very difficult to get a loan.

Though there is a drop from last June’s 61 percent, indicating that more homebuyers are optimistic about getting a loan, this isn’t entirely true for respondents with a household income below $100,000. The number of people in this income bracket who think getting a loan is difficult actually increased.

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