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With an unemployment rate of just 3.7 percent and a low debt-to-income ratio, North Dakota ranks as the state with the healthiest housing markets for 2011, according to data from LendingTree.

The report, published by CNBC.com last week, analyzed all 50 states and Washington, D.C., based on five key criteria: debt-to-income ratio, unemployment, homeownership, negative equity, and the average loan-to-value ratio.

The top 10 states are:

  1. North Dakota
  2. Minnesota
  3. New Hampshire
  4. Maine
  5. Iowa
  6. Wyoming
  7. Alaska
  8. Nebraska
  9. Texas
  10. Indiana

Read the full report at: http://www.cnbc.com/id/42557873/States_With_the_Healthiest_Housing_Markets

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