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Most Americans buy homes in detached single-family homes in the suburbs – not built with universal design and not the best scenario for aging in place.

After an alarming report from Harvard and the AARP that the U.S. housing stock can’t support an estimated 20 million Americans over age 85 in 2030, Forbes offers some suggestions families should start thinking about. One main key that Forbes discusses is to pay off mortgages before retirement.

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