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At this point, home price appreciation in Boulder, Colo., and Austin, Texas, is about as certain as the sun rising in the east tomorrow.

For the third consecutive year, Boulder and Austin have finished No. 1 and No. 2 in SmartAsset’s ranking of the best U.S. housing markets for growth and stability. The list is based on home price growth since 1992, and the likelihood of a homeowner experiencing significant price declines at any point within 10 years of purchase.

Boulder has seen a 314 percent increase in price growth over the last 25 years, while Austin has seen a 267 percent change. Both markets have a 0 percent chance of a significant price decline.

Fort Collins, Colo., Bismarck, N.D., and Midland, Texas, round out the top five. Denver finished 8th, San Francisco ranked 14th, and San Jose came in 15th.

No wins for the Northeast. This marks the third year of not a single Northeast housing market making our top 25.

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