Market Data + Trends

Nationwide Mortgage Delinquency Rate Inches Up

In February, the nationwide delinquency rate rose to 3.53%, with FHA mortgages accounting for 90% of those delinquencies
March 21, 2025

The nationwide mortgage delinquency rate increased in February, according to recent data released by technology and data provider Intercontinental Exchange. Month-over-month, the nationwide delinquency rate inched up five basis points to 3.53%, and on a year-over-year basis, the delinquency rate grew by 19 basis points. At the same time, foreclosure starts dipped 17% month-over-month but grew by 34% year-over-year. 

FHA mortgages accounted for 90% of the 131K year-over-year rise in the number of delinquencies, despite making up less than 15% of all active mortgages. Read more 

 

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