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In the fourth quarter of 2014, 56.3 percent of units in the Dallas-Fort Worth area are owner-occupied.

The city has one of the lowest big-city homeownership rates in the country, together with Los Angeles, New York City, and San Francisco.

Dallas-Fort Worth’s homeownership rate peaked in 2010 when it was at 65.2 percent. But as the city prospered, with more jobs created than any other place in the U.S., the number of young adults and immigrants coming in for jobs also increased. These two groups of Dallas-Fort Worth’s newest residents usually don’t have equity built up for down payments and are just starting a job.

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