A new study tracks the cities with the highest median monthly housing costs in all 50 U.S. states. Fourteen cities had monthly costs topping $4,000.
In 10 states, more than one town had median monthly housing costs surpassing the top limit of $4,000: California, Connecticut, Florida, Illinois, Maryland, New Jersey, New York, Texas, Virginia, and Washington. Business Insider chose the top city in each state by selecting the one with the highest share of homeowners with a mortgage paying $3,000 or more per month on housing.
The American Community Survey is an annual survey run by the Census Bureau to allow the government, corporate and academic researchers, and anyone who is curious about demographics to better understand the US population. Among many other subjects, the ACS includes questions about how much people who own their homes and have a mortgage pay for housing costs each month. Using the ACS estimates from 2013 to 2017 for places with at least 500 owner-occupied housing units with a mortgage, Business Insider made a map showing the town in each state with the highest median selected monthly owner costs, including mortgage payments, insurance, utilities, property taxes, and other fees.