Demographics

Gen Z Is Actually More Financially Savvy Than You Think

Sept. 13, 2024

With many members of Generation Z now joining the workforce, a recent study finds management is less in touch with these younger employees than they may think. According to National Mortgage Professional, a recent study by StanCorp Financial Group reveals that Gen Z is more financially savvy than many supervisors believe, prioritizing saving and planning for the future. Of those surveyed, 79% of Gen Z say saving is their top goal, while just 55% of managers and 57% of human resources leaders recognize this. 

In fact, many supervisors mistakenly think Gen Z is primarily focused on paying off debt, with 59% of HR leaders and 50% of managers assuming this is a key concern. However, only 37% of Gen Zers view debt reduction as a priority, and fewer than one-third worry about staying in debt, despite supervisors believing this to be their top priority.

Government data shows that Gen Z owes less credit card debt than other age groups and external data from a Federal Reserve Bank of New York study shows Gen Z has lower student debt per capita than other generations. 

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