Financing

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A prospective homebuyer fills out a mortgage loan application

Mortgage Credit Availability Grows

Lending standards loosened slightly in December, indicating that more homebuying activity could be on the way
Jan. 10, 2025
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An individual fills out a loan application form on their laptop
Karen Roach / stock.adobe.com
A calendar is stamped with 'Past Due' in red ink
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A homeowner sits at a desk typing on a laptop while going over home financing figures on a calculator.
Fabio Balbi / stock.adobe.com
A mortgage application with a house key and calculator
Image: Jo Panuwat D / stock.adobe.com
Two wooden blocks on a table. One block has a percentage symbol, the other has an up and down arrow. A hand moves the second block to show the 'up' arrow, symbolizing an increase in rates.
Image: Brian Jackson / stock.adobe.com
A mortgage loan application with a stamp of approval and a set of house keys on top of it
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Shown is a table with a mortgage agreement, model home, calculator, and several stacks of coins.
Image: burdun / stock.adobe.com
A hand holds up a key above a mortgage loan contract

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